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How to Transfer Airtime on MTN

How to Transfer Airtime on MTN

Airtime transfer can be useful in a variety of situations, such as when you want to help out a friend or family member who is low on airtime, or when you want to pay for someone’s mobile phone bill.


MTN offers two ways to transfer airtime: using a USSD code or sending an SMS.

In this blog post, we will show you how to transfer airtime on MTN using both methods, but first, you must change the default MTN airtime transfer PIN before you can transfer airtime on MTN.


How To Change The Default MTN Transfer PIN

To transfer airtime on MTN, you first need to change the default MTN transfer PIN, which is set to 0000 by default. Here is how to change the default MTN transfer PIN:

  1. Using SMS:
    Send an SMS like this: “Default PIN New PIN New PIN” to 321. For example, if your new PIN is 1234, send “0000 1234 1234” to 321. You will get an SMS confirming the change once it’s successful.
  2. Using USSD:
    Dial *321*Default PIN*New PIN*New PIN# on your phone and press send. For example, dial *321*0000*1234*1234#. You’ll receive a confirmation SMS when the change is successful.

After changing the default MTN transfer PIN, you can then go ahead and transfer airtime using SMS or USSD.


How to Transfer Airtime on MTN

  1. Using SMS:
    Send an SMS in this format: “Transfer, Recipient’s Number, Amount, PIN” to 321. For example, send ‘Transfer 08031234567 1500 1234’ to 321.
    You’ll receive an SMS asking for confirmation; reply with ‘YES’ to complete the transfer.
  2. Using USSD:
    Dial *321*Recipient’s Number*Amount*PIN# and press send or OK. For example, dial *321*08031234567*1500*1234# and send/OK. You could also simply dial *321# and follow the prompts.

Once the transfer is successful, you’ll receive a confirmation message.

Important Things To Note About Airtime Transfer On Mtn:
  • Airtime transfers are in Naira amounts only, not kobo (e.g., NGN71.00 can be transferred, but not NGN71.99).
  • The transfer amount should be between NGN50.00 to NGN5,000.00 per transaction.
  • You can transfer up to NGN100,000.00 from your phone to a single or multiple MTN accounts daily.
  • If your prepaid MTN account lacks enough balance for the transfer, it won’t go through, and you’ll get an error message.
  • Postpaid customers can only transfer airtime when their account balance is positive. If it’s negative, transfers won’t work. For example, with N-300.00 balance, it won’t work, but with N1,000.00, you can transfer up to that amount.


To Be Constantly Updated

In this article, we have shown you how to transfer airtime on MTN Nigeria. We hope this information was helpful.

Please note that this blog post will be constantly updated with the latest information about MTN airtime transfer service, so be sure to check back often.

We also encourage you to share any updates you find in the comments section below. This way, we can all learn from each other and stay up-to-date on the latest MTN airtime transfer feature.

Thank you for reading.


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David TC

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Meet David TC, a talented blog writer who is passionate about sharing knowledge and insights through his engaging articles. With a knack for research and a flair for crafting compelling narratives, David TC transform complex topics into accessible and enjoyable contents for readers. Join him on a journey of discovery and enlightenment through his thought-provoking blog posts.

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